Home Project LoansCheck rate
For your next home project

Fund the project. Skip the equity paperwork.

Compare personal loan options from 50+ lenders in about 2 minutes. Use the money for a remodel, a repair, an appliance, or to consolidate debt — with no credit impact to check.

50+lenders
2 minrate check
Nocredit impact

Project funding check

What's the project?

Tap one to start

Fund a home projectRenovations, repairs, or upgrades around the houseConsolidate my debtsRoll multiple payments into one fixed monthly billPay off credit cardsTrade high-interest balances for a fixed-rate loanMake a major purchaseAppliances, furniture, or other big-ticket itemsSomething elseWe can help with that too

Tap one to continue. Checking your rate won't affect your credit score.

Compare offers from trusted lending partners

SoFiLendingClubProsperUpgradeBest Egg

Built around the project

Check rates before the bid, between estimates, or right after the breakdown.

Built around the project

Whether it's a planned remodel or a repair that can't wait, compare options before the contractor invoice lands.

Useful money, fast

Pick an offer that fits and many lending partners can fund as soon as the next business day — no equity required.

Check without the credit hit

See personalized offers with a soft credit check. A hard pull only happens if you choose a lender and apply.

Real homeowner use cases

Homeowners use Home Project Loans when timing matters.

Check my rate
“We had been putting off the kitchen for two years. Two minutes on the phone and I had real numbers I could compare.”

Sarah K.

Homeowner

“The HVAC died in the middle of summer. I checked options before the install was scheduled and had a fixed monthly payment.”

Daniel R.

Homeowner

Straight answers

Questions homeowners ask before checking rates

What is a personal loan?Toggle
A personal loan gives you a lump sum that you repay in equal monthly installments over a set term — typically 2 to 7 years. The rate is fixed, so your payment doesn't change. No collateral required.
Will checking my rate affect my credit score?Toggle
No. We use a soft credit pull to show you real rates. Your score isn't affected. A hard pull only happens if you pick an offer and formally apply with a lender.
How fast can I get funded?Toggle
Most lenders in our network can fund as fast as the next business day once you accept an offer and verify your info. Funds go directly to your bank account.
What rates should I expect?Toggle
Rates depend on your credit profile, loan amount, and term. Our network offers rates from 5.99% to 35.99% APR. You'll see your actual options before committing to anything.
Is Home Project Loans a lender?Toggle
No. Home Project Loans is a personal-loan marketplace that connects homeowners with a network of 50+ lending partners. We're not a lender — we help you compare real offers in one place.

Two minutes. No credit impact. On to the project.

Pick the reason you need funding and compare options from 50+ lenders.

Fund a home projectRenovations, repairs, or upgrades around the houseConsolidate my debtsRoll multiple payments into one fixed monthly billPay off credit cardsTrade high-interest balances for a fixed-rate loanMake a major purchaseAppliances, furniture, or other big-ticket itemsSomething elseWe can help with that too

Tap one to continue. Checking your rate won't affect your credit score.